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Freddie Mac extends manufactured home cash-out refinance term to 30 years
- Date
- Type
- Financing
- Where it applies
- National
Freddie Mac issued Guide Bulletin 2026-4 on April 1, 2026, which raised the maximum term for cash-out refinance mortgages secured by manufactured homes from 20 to 30 years for loans with an Accept risk class. The bulletin also added detail on using junior liens in no cash-out manufactured home refinances. Loan Product Advisor began applying the longer term on April 12, 2026.
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