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House passes amended ROAD to Housing Act with FHA Title I manufactured home loan changes
- Date
- Type
- Legislation
- Where it applies
- National
- Location
- Washington, DC
On May 20, 2026, the U.S. House passed an amended version of the 21st Century ROAD to Housing Act, H.R. 6644, by 396 to 13 and sent it back to the Senate. The package included Rep. Jim Himes' Property Improvement and Manufactured Housing Loan Modernization Act, which raises FHA Title I loan limits and terms for manufactured homes, indexes limits to inflation and extends Title I to accessory dwelling units. The Senate cleared the final bill in June and it became law July 11.
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