Rules & rent controlBy RISE Community editors
House bill would treat more manufactured home retailers as mortgage originators
Representative Suzanne Bonamici has introduced H.R. 10975, a bill that would bring more manufactured and modular home retailers under federal mortgage originator rules.
Key facts
- Representative Suzanne Bonamici introduced H.R. 10975, the Fair Manufactured Housing Lending Act.
- The bill was received on 2026-11-10 and has 8 cosponsors.
- It would amend the Truth in Lending Act's definition of a mortgage originator.
- Retailers of manufactured or modular homes would be treated as mortgage originators in more situations.
- Quiver Quantitative says the bill appears aimed at closing a gap that leaves some retailers outside originator requirements.
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Read the original at Quiver Quantitative (opens in a new tab)
Source: Representative Suzanne Bonamici introduces H.R. 10975: Fair Manufactured Housing Lending Act — Quiver Quantitative, November 11, 2026. Summary and commentary by RISE Community; read the full story at the source.
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