ROAD to Housing Act aids manufactured housing, but zoning and HUD hurdles remain
Marcus & Millichap says the 21st Century ROAD to Housing Act, which became law in July, could help manufactured housing, though HUD staffing, zoning and financing hurdles remain.
Key facts
- The 21st Century ROAD to Housing Act became law in July and removes the permanent steel chassis requirement for qualifying manufactured homes.
- HUD, which must carry out most of the new requirements, will do so with a staff 27% smaller than a year earlier, according to Marcus & Millichap.
- Home-only loans used by many MHC residents can carry interest rates of up to 12%.
- National MHC vacancy is around 5%, and rent growth so far in 2026 is 6.2%, down from 7.9% last year.
- MHC sales in the first eight months of 2026 already exceed the full-year totals for 2023 and 2024 but trail 2025.
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Read the original at Scotsman Guide (opens in a new tab)
Source: Manufactured housing gets a federal boost, but barriers remain — Scotsman Guide, October 15, 2026. Summary and commentary by RISE Community; read the full story at the source.
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